It Is Never Too Late To Plan For Your Future...

But many people put it off because it seems such a daunting task. There are too many options, not enough information, and who would I trust to guide me? When planning is done properly, it can be exciting and empowering. With the help of a skilled advisor who is interested in your specific needs and knowledgeable, you direct your own destiny.

Marules Financial Group provides comprehensive financial services to help improve the long term goals of our clients. We are committed to exemplary client service and the highest standard of ethics and professional knowledge.

 

We specialize in assisting people just like you in designing their preferred lifestyle. Take a look at the products and services our firm provides and call us for a free, no-obligation consultation today!


 
Calculators

Personal Inflation Rate

Is your personal inflation rate higher or lower than the CPI?

Estate Taxes

Use this calculator to estimate the federal estate taxes that could be due on your estate after you die.

Retirement Plan Early Distribution

Estimate how much would remain after paying income taxes and penalties if you took an early distribution from a retirement plan.

Financial IQ Test

Take this quick quiz to find out your Financial IQ

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Newsletters

Tracking the Rise of Target-Date Funds

Investments in target-date funds have grown during the last decade. They are often the default choice in employer-sponsored retirement plans and viewed favorably by some investors for their helpful approach to asset allocation. This article explains the advantages and disadvantages of these funds and cautions potential investors about several common misconceptions.

Another Year, Another AMT Patch

The 2010 Tax Relief Act adjusted AMT exemption levels for 2010 and 2011 to help prevent an estimated 21 million middle-income taxpayers from being subject to the alternative minimum tax. Will Congress enact another patch for 2012?

New Opportunity Under the Federal Gift Tax

The 2010 Tax Relief Act raised the lifetime gift-tax exclusion to $5 million. This means it could be a good time to make the most of tax-free gift transfers. If so, it's important to understand the annual and lifetime gift exemption limits, as well as which gifts might not be subject to them.

Ways to Save More

About two out of three American workers are saving for retirement, but less than half are confident that they will save enough money to live comfortably during their retirement years. This article includes suggestions for readers to take small steps that could make a big difference when they are ready to retire.

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